Located in cities all over the world and usually open 24 hours
Check account balance
Be aware of fees for using an ATM that doesnít belong to your bank
Some banks are located only in specific states, so find out where the bankís branches are located before opening an account
Debit card/ Check card/ ATM card
Use card to purchases items and withdraw money from ATM
Money is deducted directly from checking account
Some banks charge for use of card
Use credit card to purchase items
Have recurring bills charged automatically to your card.
Must have social security number to apply for credit card. You can get a social security number by being employed.
International students are often denied a credit card because there is a risk they will leave the country without paying